Notleidende Kredite (NPL)

Non-performing loans (NPL)

Non-performing loans are a good investment – as long as you know how to capitalise on them.
On the face of it, loans which can no longer be serviced sound like a worst-case scenario – for both the debtor and the creditor. But, in reality, trading non-performing loans (NPL) offers huge opportunities. Corporate financing and loans secured by property play a key role in company reorganisation and restructuring.
Over our decades of experience, our law firm has developed tried-and-tested mechanisms for accurately uncovering“hidden” value during the pricing and servicing of loans. Our specialists have been working together for years in well-established teams and are by our clients’ sides every step of the way. We can even find pragmatic solutions for complex circumstances, all the while keeping economic benefits and legal risks in mind. We are highly skilled at working to tight deadlines and with international companies.
We use our experience and in-depth knowledge to help businesses make the right decisions, while maximising the value of the loan.

What you need to know about non-performing loans

  • Subject to a diverse range of legal and economic conditions
  • Numerous contributing factors need to be taken into account, such as selecting loan portfolios, approaching investors and performing due diligence

Our services:

Our key services at a glance:

  • Providing legal advice on the sale and purchase of non-performing loans (NPL), including servicing and workout in the areas of corporate financing and loans secured by property
  • Providing legal advice to German and foreign investors on the purchase and servicing of non-performing loan portfolios
  • Supporting banks in selling individual commitments and structuring loan portfolios
  • Selecting and compiling loan portfolios, preparing documentation and performing vendor due diligence
  • Approaching investors, performing Q&A processes and advising on transactions every step of the way until the conclusion of the contract
  • Advising the specialist departments within banks and financial service providers on how to manage non-performing commitments

WE IDENTIFY TARGETED HIDDEN VALUES IN PRICING AND SERVICING,
TO GET THE BEST RESULT FOR YOU.

Your benefits at a glance:

  • We have experience in supporting banks and investors in managing their non-performing loans
  • Purchasers benefit from our independent analysis and evaluation of loan portfolios
  • Sellers benefit from our ability to maximise the value of their loans thanks to our thorough preparation and excellent communication with purchasers
  • End-to-end project management from the development of the initial strategy and the structuring of the transaction to the completed acquisition
  • Large international network of partners enables us to approach potential purchasers from around the world